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Just because you're a member of
International Union of Operating Engineers
NEW - Aviva Traders - Home and Auto Insurance at Group Rates
For more details on this great offer see the Union Savings website.
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Lower interest rate, lower fees MasterCard with more benefits including CashBack
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Best accident insurance program with great premiums
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Best mortgage rates available and complete guidance in obtaining a mortgage
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More features, lower rates cell phone package
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Substantial savings on Critical Illness and Long Term Disability not available to the general public |
The Union Savings Mosaik Bank of Montreal MasterCard has benefits negotiated
exclusively for union members.
The Union Savings Mosaik MasterCard actually pays union members to use it with
two Loyalty reward programs from which to choose.
Choose free Air Miles of Free CashBack with no annual fee - subject to card utilization.
There are two interest rates to choose from: 16.9% with no Annual Fee, or 12.9% with a
$10 Annual Fee.
Other features include:
- Emergency Strike skip payment privileges.
- Emergency Cash and Card Replacement.
- 24 hour Roadside Assistance.
- Purchase protection.
- Extended Warranty Insurace.
- GlobalAssist.
- Payment Grace Period.
Total flexibility allows you to build the card you want - including choosing how many
AIR MILES you want to receive.
Toll Free: 1.800.263.2263
TYPE OF COVERAGE - Hospitalization, intensive care unit, fracture, permanent and total disability,
paralysis, loss of or loss of use of arm, hand, leg, foot, loss of speech, rehabilitation, trauma
counseling, accidental death.
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Monthly Premiums
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Complimentary Plan
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Comprehensive Plan
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Member
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No charge
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$9.75
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Member & Spouse
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Not available
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$13.95
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Member, Spouse & Children
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Not available
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$16.70
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Member & Children
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Not available
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$12.50
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STRIKE PROTECTION - A person who is off work as a result of a strike or lockout can have their
premium waived for up to six months - with no reduction in benefits.
MEDIATION / ARBITRATION PROCESS - A first in Canada to resolve disputes that may arise over
the provision of benefits.
Toll Free: 1.877.534.3655
First Affinity Financial Corporation is a mortgage consulting service with the lowest mortgage rates
in the market. First Affinity Financial Corporation is dedicated to providing members of Union Savings
affiliated unions with guidance in obtaining a mortgage. Never leave your home - submit your application
to their secure web site at www.faf.ca.
What First Affinity Financial Corporation will do for you:
- Provide residential or commercial mortgage consulting services.
- Require only one application/one credit search.
- Provide access to over 30 financial institutions.
- Act as a professional negotiator who works for the member not the financial institution.
- Provide step-by-step guidance for first time buyers, and pre-approved mortgages.
- Provide step-by-step guidance for first time buyers, and pre-approved mortgages.
- Provide renewal, and refinacing services on existing mortgages.
- Provide the service at NO CHARGE to individual union members of a Union Savings affiliated
union/association.
- Provide the best available mortgage rate by arranging for the financial institution to compete for
your mortgage.
- No risk, no fees, no obligation.
Toll Free: 1.866.599.9799
Union Savings offers members of all affiliate labour organizations a complete cell phone package at a temendous saving.
The basic monthly fee is only $22.50* including 200 free anytime minutes per month and many options and features for
which you would normally be charged an extra fee.
- Free activation - save $35
- Free call display and voice mail - save $15 per month
- Free call waiting
- Free call forwarding
- Free conference calling
- 25% off any other selected features
- Discounts on a long distance calls
- Free detailed billing - save $3 per month
- Free **unlimited evening and weekends - save $20 per month
- Free $50 billing credit on first invoice
Currently not available in Manitoba and Saskatchewan.
*Anytime minutes apply to local voice calls origination in Canada. Long distance, roaming charges,
taxes are extra. System Access fee and 911 apply.
**Clock from 8pm - 7am. Ask for more details
For more details on this great offer see the Union Savings website.
For Members in Ontario, Quebec, Alberta, B.C call Toll Free 1.866.897.0678 ask for Mike Ragone.
For Members in The Maritimes call Toll Free 1.800.267.1110 ask for Kevin Koloff.
Critical Illness Insurance Plan:
More and more Canadians are surviving critical illnesses today; in fact over 80% of us will survive our first stroke or heart attack. But we often don’t think about the financial impact until it’s too late. Dealing with a critical illness can be overwhelming, and recovery can be long, and expensive.
The Union Savings Critical Illness Insurance Plan allows you to focus on recovery. It pays up to $100,000 lump sum if you are diagnosed with one of 15 major illnesses: Heart attack, stroke, cancer, kidney failure, coronary artery bypass surgery, major organ transplants, multiple sclerosis, Parkinson’s disease, Alzheimer’s disease, deafness, paralysis, blindness, coma, severe burns, ALS.
Whether it’s to seek alternative care, modify your home, or take a vacation, you can use the money any way you wish.
Long Term Care Insurance Plan:
With medical advances and healty lifestyle choices, we’re living longer than ever before. But can our retirement savings withstand the impact of potential long term health care costs?
Almost half of all Canadians will eventually need some form of long term care, either due to a physical condition, aging or a cognitive impairment. Although some will find care in a facility, most Canadians prefer to remain in the comfort of their own homes.
The Union Savings Long Term Care Insurance Plan focuses exclusively on home care with benefits that help you remain at home when you lose the ability to care for yourself. It reimburses you the cost of personal care and assistance provided at home if you have a prolonged physical or chronic illness such as arthritis, paralysis due to stroke or a cognitive impairment such as Alzheimer’s disease. Services are provided by a registered nurse or a therapist, or a trained employee of a Home Care Agency. Coverage is portable and can be used anywhere in Canada and the United States.
It’s the latest in the growing list of Union Savings benefits for working men and women. For more details on these great offers call toll free at 1-877-534-3655, or locally from the Toronto area at 416-313-4977, or visit the Union Saving website at http://www.unionsavings.ca.
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